> Copy of Real Estate Contract signed by all parties. (Purchase)

> Current paystubs for the most recent 30 days with year to date earnings.

> Most recent 2 years W-2’s. (Salaried borrowers)

> Most recent 2 years personal Tax Returns with all schedules.(Self-employed)

> Year to Date profit and loss/balance sheet for business owned.

> Award letter and recent paystub for Social Security, retirement, disability, etc.

> Most recent 2 month’s bank statements for all accounts. (checking, savings, IRA, Mutual Fund, etc.)

> List of all open accounts, account numbers, minimum monthly payments, and approximate balance owed.

> Landlord’s name, address, and phone number for all residences over the past 2-year period.

> Divorce Decree to verify child support or alimony.

> Bankruptcy Papers including Discharge and Schedule of all Creditors.

> Title Insurance Policy, HUD-1 on subject property. (Refinance)

> Check for Application Fee.